Capital Requirements for Federally Regulated Mortgage Insurers

Just when you thought mortgage rule changes were done for now, here comes another round.  While these ones are directed at mortgage insurers (CMHC, Genworth and Canada Guaranty) rather than borrowers, there's a strong chance that consumers will suffer collateral damage from these changes.

Self-employment and Qualifying for Your Mortgage

With the number of people in Canada who are self-employed on the rise, home ownership can seem like a challenge. In today’s update, we review how lenders and insurers qualify these mortgage applicants.

The Year of the Micro Condo?

Set to hit the country's largest real estate market, this year could see the micro condo taking off.

With more single people wanting homes and higher prices making some Canadian cities unaffordable for single and low income households, smaller homes may prove to be the solution.

British Columbia holds highest average mortgage debt

Homeowners in British Columbia and Alberta have the highest average mortgage debt according to StatsCan data.

RBC Takes the Plunge; Rate War Coming?

While the big lenders were hesitant to pass on the Bank of Canada’s interest rate cut last week, this week there’s talk of a price war, with Royal Bank of Canada being the first to take the plunge.

Vancouver sets new record for high-end sales

Vancouver hit a new record for high end sales in 2014.

Vancouver is second most unaffordable market in the world

Vancouver has been identified as one of the most unaffordable cities in the world in a study of major property markets.