Top 20 Factors That May Affect Your Mortgage Approval

If there's one thing our team of mortgage planners has learned from their years of experience, it's that no two mortgages are the same. Even if, on the surface, you think that your situation matches your neighbor, friend, co-worker or parent, it doesn't take much digging to start finding differences. Since you're not "just like Dave" why would your financing be the same? We believe that your mortgage solution should be as unique as you.

Insure Your Home Away From Home: RVs and Motorhomes

Recreational Vehicles such as Travel Trailers have come a long way from the old Tent Trailer of the 70s! These days, they are mini "homes on wheels" with many of the same comforts. And, just like a home, it's important to make sure your RV is properly insured.

Is Your Home an Asset or a Liability?

Your Mortgage Should Be Part Of Your Overall Financial Plan

Your home is the biggest purchase you will ever make. It should also be a financial asset, with your equity growing over time as you pay off your mortgage and the property increases in value. 

However, there can be times when your home becomes a liability:

Top 5 Tips for a Happy and Healthy Holiday

While the holidays are billed as the most wonderful time of the year, many of us feel stressed or anxious during this season. Hospitals and doctor's offices also experience a surge of patients due to holiday-related injuries. Our team wants you to have a happy and healthy season, so we asked our insurance experts to share their top tips.

Is Your House Tying You Down?

Unfortunately, sometimes "happily ever after" doesn't last forever. We originally met Veronica and Tom through one of our realtor partners, with whom they were shopping for their first family home. They found a property they loved with a suite as a mortgage helper and put in an offer. Our team secured them a mortgage with a monoline lender that would allow them to meet their financial goals as their family matured.

Do You Need Flood Insurance?

Snow melt, heavy rain and overflowing rivers can all result in unwanted surprise repairs to your home. Do you know which type of water damage is covered by your home insurance?

Vacation Checklist: Travel Insurance

Post-holiday travel plans? Getting away for spring break? Looking ahead to summer vacation? Have you thought about travel insurance? While it's not as exciting as choosing your destination, travel insurance is key to making sure your vacation is everything you want it to be.