Blogs

When we met John and Monica, they co-owned a home with Monica's parents. The family had made the decision to sell that property to give the younger couple the opportunity to find a home of their own. This generous gift left John and Monica with a significant down payment on their next property, but they wanted to know exactly what they could afford.

Buying your first home can be the single most exciting experience you've had so far, but it can also be the most nerve-racking. There are a host of factors to consider, and overlooking some of them can cause headaches down the road. Here is a list of our DOs for buying your first home.

"I'm planning to buy in a few months, but can we lock in a mortgage rate now?" We hear that question often from clients who want to be pre-approved, but haven't yet started seriously shopping for a home. While rate holds do exist in mortgage financing, they may not always suit your needs.

Can the mortgage process be difficult?

Absolutely.

But it can also be exciting when you aren't faced with surprises at every turn.  Let's remove some of the potential surprises and make your life a little easier.