Is Your House Tying You Down?

Unfortunately, sometimes "happily ever after" doesn't last forever. We originally met Veronica and Tom through one of our realtor partners, with whom they were shopping for their first family home. They found a property they loved with a suite as a mortgage helper and put in an offer. Our team secured them a mortgage with a monoline lender that would allow them to meet their financial goals as their family matured.

Do You Have Adequate Earthquake Coverage?

Heightened levels of seismic activity off Canada's West Coast over the past few months – and a series of earthquakes last week – comes as an important reminder to homeowners and tenants of how vital it is to have earthquake insurance to protect your largest investment and the contents inside.

Find Financial Flexibility With an Interest-Only Mortgage

Are you looking for a mortgage that will give you flexibility with your finances, have lower payments during the term, and provide you with extra monthly cash flow?

Owning a Home is a Partnership

What happens when you separate from your partner, but you remain on good terms with each other? For Cecelia and Howard, the answer was building a solid investment together. 

Invest in Your Family with Critical Illness Insurance

When we talk about life insurance, we often focus on just that – the end of life and what you'll leave to care for your loved ones. But what about all the other unexpected things that can disrupt your family and your income? 

Are Rental Suites Still Mortgage Helpers?

As the price of property in Canada has continued to rise, many home buyers have turned to purchasing a house with a rental suite to help with mortgage payments. Over the past few years, we've worked with many folks who were only able to qualify for a mortgage if they had rental income to supplement their household earnings. But if you're planning on your tenant completely taking care of your mortgage payments, is that really the case?

Government Disaster Assistance and Your Home Insurance

As the time shortens between flood season and wildfire season in BC, news reports that victims of disasters may not be eligible for government financial assistance are worrying.