Katherine Lim

Katherine Lim
Find me on:

Recent Posts

What kind of property is right for you?

When you're looking for your next home, it can be hard to know what the right property will be. It might seem as though every house you see has at least 1 deal-breaker that makes you hesitate to put in an offer. Or maybe those glossy new build brochures have you eyeing some upgrades and trying to figure out if they'll fit in your budget? While we can't give you a comprehensive guide to finding your perfect property, we can point out some of the pros and cons of each type, as well as some things to keep in mind for your mortgage financing.

2021 Changes to BC Home Owner Grant Applications

New for 2021, applications for the BC Home Owner Grant must all be submitted directly to the province, either online or by phone. Your municipality can no longer accept your home owner grant application.

Everything You Need To Know About RRSPs, TFSAs and Your Mortgage

Get The Full Picture Of Your Finances

2020 in Review: What Happened with Mortgages and Real Estate in BC

When the year started, forecasters didn't predict any major changes to mortgage financing or the real estate market. After several years of new qualifying regulations and government taxes to attempt to address skyrocketing property prices, 2020 should have been relatively stable and calm.

How to Qualify for Your First Mortgage

Buying your first home can be confusing. When we talk about qualifying for your mortgage, we mean looking at the ratio of your debt vs. your income and seeing whether you will realistically be able to make mortgage payments.

What Landlords in BC Need to Know During the COVID-19 Emergency - UPDATED

As part of the State of Emergency in BC declared as a result of the COVID-19 pandemic the provincial government brought into effect a Residential Tenancy Order on March 30, 2020. This order details changes that apply to landlords and tenants with respect to rent, evictions, and access to the rental property. We've compiled what you need to know as a landlord about these changes.

7 of Canada's 10 Least Affordable Cities to Live are in BC

In a continuing trend, British Columbia is still the least affordable region in Canada to live, led by Vancouver and Victoria. Vancouver is also the second least affordable city among major international housing markets, trailing only Hong Kong.