Katherine Lim

Katherine Lim
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Recent Posts

Credit Challenges Aren't Always Deal Breakers

From Mortgage Emergency To Happy Homeowner

Top 5 Ways to Secure Your Home During Vacation

Whether it's a weekend getaway or a longer holiday, your vacation is a time to explore new places, make new friends, and create amazing memories. But when you get back home, you want it to be the same as you left it. Every year people find their properties damaged by accident or through break-ins taking advantage of an empty house. Following these 5 tips will help make sure you return to your home sweet home with no worries.

A Unique Approach To Your Mortgage

When we first met Shane and Emily, they were living in military housing but were ready to buy a home in Victoria. They were referred to us through their realtor, and we were able to work with them through a relatively straightforward deal to finance their purchase.

From Debt to Dream Home

Mark and Sarah were a fairly typical couple when we met them 5 years ago.  He worked in the trades, while she was in customer service, both with full time hours and a steady household income. They were moving from a condo to a family home, and everything went smoothly through their mortgage process.

Build Your Real Estate Portfolio

Balance Risk, Return, and Rental Properties

When we originally met Stuart and Evelyn, they were looking for help to buy their first home, which included a suite they could rent as a mortgage helper. They had managed to save quite a large down payment, and so only needed a low loan-to-value mortgage to complete their purchase. Stuart and Evelyn were happy when we secured them a 5-year variable mortgage that offered an amazing starting rate. As with all of our variable mortgage clients, we promised to stay in touch if the prime interest rate rose at a faster pace than fixed mortgage rates.

Is Your Home an Asset or a Liability?

Your Mortgage Should Be Part Of Your Overall Financial Plan

Setting Up for Success

How Julie & Mark Went From Consumer Proposal to 'A' Mortgage Rates

When we first met Julie and Mark, they were just a few months out of a Consumer Proposal and hoping to buy a home. When it comes to a Consumer Proposal or Bankruptcy, in order to borrow money a lender generally likes you to be at least 1 year past the end of the Proposal with 2 years of re-established credit. There can be some flexibility based on the loan-to-value (LTV) of your mortgage, so our team went to work finding a solution.