Blogs

Unfortunately, sometimes "happily ever after" doesn't last forever. We originally met Veronica and Tom through one of our realtor partners, with whom they were shopping for their first family home. They found a property they loved with a suite as a mortgage helper and put in an offer. Our team secured them a mortgage with a monoline lender that would allow them to meet their financial goals as their family matured.

Heightened levels of seismic activity off Canada's West Coast are an important reminder to homeowners and tenants of how vital it is to have earthquake insurance to protect your largest investment and the contents inside.

A common way to get on the property ladder is for mom & dad to help out with a first property purchase. This can take many forms, from a gift of funds for the down payment to co-signing on the mortgage. In Sheila's case, her parents had bought a condo unit for Sheila to live in while she was attending school.

You've worked hard to save a down payment. You've got your dream home in mind. But how do you get from that moment of being ready to owning your first home? That was the situation our client Tom found himself in.

What happens when you separate from your partner, but you remain on good terms with each other? For Cecelia and Howard, the answer was building a solid investment together. 

Your credit is a key factor in qualifying for a mortgage. It can be challenging to know what part of your finances you should focus on when preparing to buy a home, so we've asked our friends at the Credit Counselling Society to share their knowledge. Here's what they had to say:

Julia and Cole are both young professionals who were looking for a place to call home that would allow them to unwind from their busy work days. They found their dream property in a rural estate sale – but there was a catch. The property they were looking at had an aging mobile home on it that would require a lot of work to update once they moved in.