Saving to buy a home is more than just putting together a down payment. Even though the down payment gets all the focus and planning, there are additional costs you'll incur and need to cover. We walk you through those other costs and fees, allowing you the opportunity to both plan for them and more importantly not be surprised by the actual amount needed to pay for them.
Jul 16 2021
The Canadian Mortgage and Housing Corporation (CMHC) has announced 3 major changes to the way that mortgage applications for insured & insurable files will be assessed. If you are planning to buy a home with less than 20% of the purchase price as a down payment, these qualifying rules will affect you.
You know the feeling. Your eyes light up when you first see the photo. Your excitement heightens when you're there in person but at a distance. As you approach, step by step, your heart beats rapidly at the thought of the possibility of a relationship. Then you walk through the front door of the house you've found for sale.
Dec 27 2017
It may seem like a simple question, but if you're starting on the path to buying your first home it's important to ask yourself, “Why?”. In our experience, people usually have mixed reasons:
Apr 13 2017
Our Insurance expert, Nicole, shares her thoughts on the importance of holding an insurance policy.
Whenever someone asks me about the importance of insurance, a story always comes to mind.
When I first started in insurance, I was training with a group. One woman, when asked about her understanding and history with insurance, related a story that still resonates with me today.