Insured & Insurable Mortgage Qualifying Changes Coming July 1, 2020

The Canadian Mortgage and Housing Corporation (CMHC) has announced 3 major changes to the way that mortgage applications for insured & insurable files will be assessed. If you are planning to buy a home with less than 20% of the purchase price as a down payment, these qualifying rules will affect you.

Top 5 Things That Could Affect Your Insurance When Buying Your Next Home

You know the feeling. Your eyes light up when you first see the photo. Your excitement heightens when you're there in person but at a distance. As you approach, step by step, your heart beats rapidly at the thought of the possibility of a relationship. Then you walk through the front door of the house you've found for sale.

Why Do You Want to Buy a Home?

It may seem like a simple question, but if you're starting on the path to buying your first home it's important to ask yourself, “Why?”. In our experience, people usually have mixed reasons:

Why Should I Have Home Insurance?

Our Insurance expert, Nicole, shares her thoughts on the importance of holding an insurance policy.

Whenever someone asks me about the importance of insurance, a story always comes to mind.

When I first started in insurance, I was training with a group. One woman, when asked about her understanding and history with insurance, related a story that still resonates with me today.

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