Blogs

If there's one thing our team of mortgage planners has learned from their years of experience, it's that no two mortgages are the same. Even if, on the surface, you think that your situation matches your neighbor, friend, co-worker or parent, it doesn't take much digging to start finding differences. Since you're not "just like Dave" why would your financing be the same? We believe that your mortgage solution should be as unique as you.

For the past few years, credit has been easy to come by for most Canadians. However, for every individual who manages their credit well, there are horror stories of monster loans and mountains of debt. According to an annual report by credit agency TransUnion, individual debt among Canadians is increasing. A typical individual is currently carrying $21,686 in debt, not including their mortgage – an increase of 2.3% from the same time in 2015.

A report from the Globe and Mail revealed that the number one financial resolution is paying off debt. While many people would love to simply pay their bills and be debt free, that's not often the case.

You’ve nailed down why you want to own a house and figured out a monthly budget that gives you a payment amount you’re comfortable with. Great! Now it’s time for something you might have never thought about before: your credit.