The Bank of Canada today (July 12, 2017) raised the interest rate on overnight lending for the first time in 7 years. Many people are wondering, what does this mean for my variable rate mortgage?

The wildfire season can be an incredibly traumatic time. By taking some simple precautions ahead of time, you can protect your family and your home. Have a plan in place for your family should wildfires threaten your home. Here are some tips to help protect your home:

There are many Agencies and Brokerages to choose from that offer insurance, but not all companies are alike. Below are 5 questions you should ask when getting insurance.

Time deadlines are crucial in this continuing hot real estate market. Whether you are removing subjects on an offer, facing your mortgage renewal date, or preparing for the closing of your home purchase, it is almost inevitable that you will feel like you're racing the clock at some point. The goal of our team of mortgage planners is to always be mindful of your deadlines and strive to meet them.

How Long Does a Mortgage Take?

We will do our best to keep you informed of the time required to confirm and complete your mortgage financing throughout the process. While each file is unique, here's a general idea of the timing you can expect along the way:

Our Insurance expert, Nicole, shares her thoughts on the importance of holding an insurance policy.

Whenever someone asks me about the importance of insurance, a story always comes to mind.

When I first started in insurance, I was training with a group. One woman, when asked about her understanding and history with insurance, related a story that still resonates with me today.

Like many journeys, the road to bad credit starts with a single step – or misstep in this case. Whatever your situation, once you've started having trouble with your credit score, it can be difficult to find your own way back to a strong financial situation. But you have some money saved in your RRSP, so why shouldn't you use that to get out of debt? While it seems like an easy solution now, you might regret your decision in the future.

You've done your mortgage research online and found a great low rate. Now that you're finally meeting with a broker in person, they're telling you your rate will be higher. You might be disappointed, and you definitely want to know WHY you can't have that great rate.