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Your mortgage term is nearing its end and you've received a renewal offer from your existing mortgage provider. Do you simply sign that mortgage renewal and carry on? You certainly can; however, we suggest you get a second opinion to ensure that what you're being offered is a great option and, more important, a solution that fits your future needs and goals.

Your Mortgage Needs Can Change Over Time

Do you know the difference between the term of the mortgage and its amortization? If you're a first time home buyer, you might have heard both words used without explanation – sometimes interchangeably – and even an experienced homeowner can confuse the two. Understanding some of the basic words and phrases that your mortgage broker uses on a daily basis can help you feel more comfortable and informed during the mortgage process.