Out of Debt and On the Right Path

A Mortgage Refinance Was The Key To Lifting A Weight Off Her Shoulders

When Janet bought her condo several years ago, the unit was definitely a fixer-upper. It needed new windows and updates to the bathroom and kitchen, which she did soon after taking possession. However, shortly after her closing date the strata decided the whole building needed work and put a special levy into place – which included the replacement of the windows throughout the building. Although Janet had replaced the windows in her unit on her own and the strata wouldn't be doing additional work for her unit, she still had to pay the levy and was not given any reimbursement.

Credit Challenges Aren't Always Deal Breakers

From Mortgage Emergency To Happy Homeowner

Top 5 Ways to Secure Your Home During Vacation

Whether it's a weekend getaway or a longer holiday, your vacation is a time to explore new places, make new friends, and create amazing memories. But when you get back home, you want it to be the same as you left it. Every year people find their properties damaged by accident or through break-ins taking advantage of an empty house. Following these 5 tips will help make sure you return to your home sweet home with no worries.

Everything You Need to Know About Canada's First-Time Home Buyer Incentive in BC

The First-Time Home Buyer Incentive is a federal program introduced in the 2019 budget as part of the National Housing Strategy. It is a shared equity mortgage with the Government of Canada, with the goal of reducing your monthly mortgage payment. In the examples provided by CMHC and the scenarios we've run, you can expect your monthly payment to be lowered by $100-$200 versus borrowing the full mortgage amount from a lender. Applications are open as of September 2, 2019.

A Unique Approach To Your Mortgage

When we first met Shane and Emily, they were living in military housing but were ready to buy a home in Victoria. They were referred to us through their realtor, and we were able to work with them through a relatively straightforward deal to finance their purchase.

Weekend Travel Still Needs Insurance

According to data from insurers, almost 99% of Canadians who take one or two-day trips out of province don't purchase travel medical insurance. During the summer, these kinds of quick weekend trips are more frequent. When you're planning your getaway, including travel insurance is one way to make sure you enjoy the fun without worrying about an accident happening.

From Debt to Dream Home

Mark and Sarah were a fairly typical couple when we met them 5 years ago.  He worked in the trades, while she was in customer service, both with full time hours and a steady household income. They were moving from a condo to a family home, and everything went smoothly through their mortgage process.