Federal Budget 2019 Offers Help For First Time Home Buyers

In the Housing section of Canada's federal budget released on March 19, 2019, the greatest emphasis is on the affordability of housing for first time home buyers. First, the straight-forward news: effective this year, the Home Buyers' Plan that allows Canadians to withdraw funds from their RRSP to buy a home will be increased to a limit of $35,000. If you've been diligent in using this saving product, it could work to your advantage when it's time for your down payment.

Insure Your Home Away From Home: RVs and Motorhomes

Recreational Vehicles such as Travel Trailers have come a long way from the old Tent Trailer of the 70s! These days, they are mini "homes on wheels" with many of the same comforts. And, just like a home, it's important to make sure your RV is properly insured.

Home Renovation Takes Spring Cleaning to the Next Level

Think Big This Spring!

Is Your Home an Asset or a Liability?

Your Mortgage Should Be Part Of Your Overall Financial Plan

Water Damage 101

Does My Home Insurance Policy Cover Water Claims?

Water, and the damage it causes, is one of the leading causes of insurance claims in Canada.  Water has the tendency to find its way through the smallest of cracks and travel a distance through your home, appearing when and where you least expect it!  Within the insurance industry, water damage has 4 typical categories:

Don't Leave Home Without This Travel Essential

It's the time of year when we all dream of the warm sun on our faces and the blue water lapping on the white, sandy beach. Sounds delightful – until an accident happens!

Setting Up for Success

How Julie & Mark Went From Consumer Proposal to 'A' Mortgage Rates

When we first met Julie and Mark, they were just a few months out of a Consumer Proposal and hoping to buy a home. When it comes to a Consumer Proposal or Bankruptcy, in order to borrow money a lender generally likes you to be at least 1 year past the end of the Proposal with 2 years of re-established credit. There can be some flexibility based on the loan-to-value (LTV) of your mortgage, so our team went to work finding a solution.