We usually associate zombies with Hallowe'en, but when it comes to old debts they could revive when you least expect it. More and more Canadians are facing record-high levels of debt, due in part to extremely low interest rates. If you've passed the point when budgeting will help you get your finances back on track, chances are zombie debt has caught up with you.
Jan 22 2020
It can be an overwhelming experience to find yourself in debt, with your credit sliding from bruised to bad. If you want to make a major purchase, like buying a house, it might feel as though that dream is slipping away. While it can be difficult to find your own way back to a strong financial situation and repair your bad credit, there are many solutions available to you.
- What is a credit score and how do lenders use them?
A credit score is a three digit number calculated from your data-rich credit report and is one factor used by lenders to determine your creditworthiness for a mortgage or loan. Your score can affect whether or not you are approved, as well as what interest rate you are charged.
Jan 14 2020
A common problem many soon-to-be home buyers have is that they have the will to buy, but not the means. If you’re looking to buy but don’t have enough saved up for a down payment, try these tips that are sure to help grow your bank account.
Jan 09 2020
Reach Your Financial Goals This Year
Whether your New Year's resolutions include paying down debt or saving more money, chances are your finances are involved. Financial resolutions are always at the top of the list, but just like any goal you can only reach it if you plan.
Jan 06 2020
Welcome 2020 with goals you can achieve
It’s that time of year again - a time of fresh starts and good intentions. This month we're talking about setting financial goals and the benefits of doing so. Whether you want to get your debt load under control, save up for a down payment, or want to finally set a family budget and really stick to it, I want to help. Our team will be providing a few tips that can help achieve those financial New Year’s (or New Decade) Goals. Sorry, we can’t help you with losing weight, finding your dream job or that special someone, but get your financial house in order and you never know what else might come your way.
Jan 03 2020
When Starting Fresh Means A Change Of Address
When we met Laura, she was in the process of selling the townhouse she owned with her ex-partner. It was the final piece to their separation, and she was hoping to use her portion of the sale for the down payment on a small condo for herself.