Do You Need Flood Insurance?

Snow melt, heavy rain and overflowing rivers can all result in unwanted surprise repairs to your home. Do you know which type of water damage is covered by your home insurance?

How to budget for your first home

One of the most difficult things for people when it comes to their personal finances is planning and sticking to a budget. When you're buying your first home, it's likely the biggest purchase you have made in your life; knowing what you can realistically afford each month becomes even more important!

What insurance do I need for a home-based business?

Many Canadians run businesses from their homes these days – whether it's a full-time gig employing more than one person or a hobby turned part-time job in the hopes of making some extra money on the side. Do you know if your home-based business is covered by your homeowner's insurance policy?

Avoid These Top 5 Holiday Fire Hazards

According to many, it's the most wonderful time of the year: whether you celebrate Christmas, Hanukkah, Kwanzaa, or another holiday during the month of December, chances are you're busy decorating your home to give it a festive glow. However, all those decorative touches can increase the risk of fire in your home, and that's one glow you definitely don't want to have. Here are the top 5 holiday fire hazards – and how to avoid them.

Earthquakes and Your Home Insurance

In the 2015 movie San Andreas, a magnitude 9 earthquake hits the entire state of California. Dwayne Johnson plays a rescue pilot who needs to fly across the state to rescue his daughter – and along the way he witnesses the devastation to communities first-hand. While this example is a hyped-up Hollywood disaster flick, earthquakes are a reality of life for us in British Columbia.

Top 5 Myths About Home Insurance

If you're like most people, your home is your largest investment. You probably put a large portion of your money into the purchase of your home and it stores valuable belongings that you have earned over the years. You might eventually plan to sell your home and use the money for retirement. If not properly insured, all of that could be gone in a flash.

Know the Details About Your Condo Insurance

Condos are an increasingly popular property choice, whether you're a first time home buyer, a professional moving to a new city, or a retiree looking to downsize. Insurance is just as important for a condominium as it is for a traditional home, but there always seems to be confusion around what a condo policy covers. At its core, condo insurance covers your contents and liability, while the strata corporation covers insuring the structure. It's important for you to understand what's included in these policies and where you want to make sure your coverage is sufficient.