Top 20 Factors That May Affect Your Mortgage Approval

If there's one thing our team of mortgage planners has learned from their years of experience, it's that no two mortgages are the same. Even if, on the surface, you think that your situation matches your neighbor, friend, co-worker or parent, it doesn't take much digging to start finding differences. Since you're not "just like Dave" why would your financing be the same? We believe that your mortgage solution should be as unique as you.

Insure Your Home Away From Home: RVs and Motorhomes

Recreational Vehicles such as Travel Trailers have come a long way from the old Tent Trailer of the 70s! These days, they are mini "homes on wheels" with many of the same comforts. And, just like a home, it's important to make sure your RV is properly insured.

Water Damage 101

Does My Home Insurance Policy Cover Water Claims?

Water, and the damage it causes, is one of the leading causes of insurance claims in Canada.  Water has the tendency to find its way through the smallest of cracks and travel a distance through your home, appearing when and where you least expect it!  Within the insurance industry, water damage has 4 typical categories:

More Than a Mortgage

When we met John and Monica, they co-owned a home with Monica's parents. The family had made the decision to sell that property to give the younger couple the opportunity to find a home of their own. This generous gift left John and Monica with a significant down payment on their next property, but they wanted to know exactly what they could afford.

Do You Have Adequate Earthquake Coverage?

Heightened levels of seismic activity off Canada's West Coast are an important reminder to homeowners and tenants of how vital it is to have earthquake insurance to protect your largest investment and the contents inside.

Government Disaster Assistance and Your Home Insurance

As the time shortens between flood season and wildfire season in BC, news reports that victims of disasters may not be eligible for government financial assistance are worrying.

Unique Solutions for Unique Homes

Julia and Cole are both young professionals who were looking for a place to call home that would allow them to unwind from their busy work days. They found their dream property in a rural estate sale – but there was a catch. The property they were looking at had an aging mobile home on it that would require a lot of work to update once they moved in.