Is Your Home an Asset or a Liability?

Your Mortgage Should Be Part Of Your Overall Financial Plan

Water Damage 101

Does My Home Insurance Policy Cover Water Claims?

Water, and the damage it causes, is one of the leading causes of insurance claims in Canada.  Water has the tendency to find its way through the smallest of cracks and travel a distance through your home, appearing when and where you least expect it!  Within the insurance industry, water damage has 4 typical categories:

Everything You Need to Know About the 2018 Speculation and Vacancy Tax

The Speculation and Vacancy Tax (SVT) was introduced by the B.C. government in 2018 as part of the plan to address affordable housing.

Insurance Rewards for Healthy Living

What if your New Year's resolution to live healthier this year could result in more than just improved health? What if you could get great discounts on things you would be buying anyways, plus save money on your insurance premiums? That's the idea behind many of the rewards programs that are offered by the carriers we have access to at Auxilium Insurance Services.

Don't Leave Home Without This Travel Essential

It's the time of year when we all dream of the warm sun on our faces and the blue water lapping on the white, sandy beach. Sounds delightful – until an accident happens!

Setting Up for Success

How Julie & Mark Went From Consumer Proposal to 'A' Mortgage Rates

When we first met Julie and Mark, they were just a few months out of a Consumer Proposal and hoping to buy a home. When it comes to a Consumer Proposal or Bankruptcy, in order to borrow money a lender generally likes you to be at least 1 year past the end of the Proposal with 2 years of re-established credit. There can be some flexibility based on the loan-to-value (LTV) of your mortgage, so our team went to work finding a solution.

More Than a Mortgage

When we met John and Monica, they co-owned a home with Monica's parents. The family had made the decision to sell that property to give the younger couple the opportunity to find a home of their own. This generous gift left John and Monica with a significant down payment on their next property, but they wanted to know exactly what they could afford.