What Should Go In My 2020 Budget?

Reach Your Financial Goals This Year

Whether your New Year's resolutions include paying down debt or saving more money, chances are your finances are involved. Financial resolutions are always at the top of the list, but just like any goal you can only reach it if you plan.

New Decade, New Goals!

Welcome 2020 with goals you can achieve

It’s that time of year again - a time of fresh starts and good intentions. This month we're talking about setting financial goals and the benefits of doing so. Whether you want to get your debt load under control, save up for a down payment, or want to finally set a family budget and really stick to it, I want to help. Our team will be providing a few tips that can help achieve those financial New Year’s (or New Decade) Goals. Sorry, we can’t help you with losing weight, finding your dream job or that special someone, but get your financial house in order and you never know what else might come your way.

New Home, New Start

When Starting Fresh Means A Change Of Address

When we met Laura, she was in the process of selling the townhouse she owned with her ex-partner. It was the final piece to their separation, and she was hoping to use her portion of the sale for the down payment on a small condo for herself.

The Evolution of a Mortgage

Your Mortgage Needs Can Change Over Time

How Do We Put The Mortgage Puzzle Together?

Diversifying A Rental Portfolio for Retirement Planning

Change is for Certain

Mortgage Solutions That Help You Stay On Track

When we first met Eleanor and Jason, they were a young couple buying their first condo together. Fast-forward 5 years to their mortgage renewal date, and a lot had changed in their world. Eleanor had started a new job several months prior to the renewal, and the couple had just gotten married. They were carrying a bit of debt from the wedding, and also wanted to save for the future so they could move into a single-family home.

Out of Debt and On the Right Path

A Mortgage Refinance Was The Key To Lifting A Weight Off Her Shoulders

When Janet bought her condo several years ago, the unit was definitely a fixer-upper. It needed new windows and updates to the bathroom and kitchen, which she did soon after taking possession. However, shortly after her closing date the strata decided the whole building needed work and put a special levy into place – which included the replacement of the windows throughout the building. Although Janet had replaced the windows in her unit on her own and the strata wouldn't be doing additional work for her unit, she still had to pay the levy and was not given any reimbursement.