Blogs

It can be an overwhelming experience to find yourself in debt, with your credit sliding from bruised to bad. If you want to make a major purchase, like buying a house, it might feel as though that dream is slipping away. While it can be difficult to find your own way back to a strong financial situation and repair your bad credit, there are many solutions available to you.

The Speculation and Vacancy Tax (SVT) was introduced by the B.C. government in 2018 as part of the plan to address affordable housing. Property owners must make a declaration by March 31, 2020 for their 2019 tax status.

1. What is a credit score and how do lenders use them?
   
   A credit score is a three digit number calculated from your data-rich credit report and is one factor used by lenders to determine your creditworthiness for a mortgage or loan. Your score can affect whether or not you are approved, as well as what interest rate you are charged.

A common problem many soon-to-be home buyers have is that they have the will to buy, but not the means. If you’re looking to buy but don’t have enough saved up for a down payment, try these tips that are sure to help grow your bank account.

Reach Your Financial Goals This Year

Whether your New Year's resolutions include paying down debt or saving more money, chances are your finances are involved. Financial resolutions are always at the top of the list, but just like any goal you can only reach it if you plan.

Welcome 2020 with goals you can achieve

It’s that time of year again - a time of fresh starts and good intentions. This month we're talking about setting financial goals and the benefits of doing so. Whether you want to get your debt load under control, save up for a down payment, or want to finally set a family budget and really stick to it, I want to help. Our team will be providing a few tips that can help achieve those financial New Year’s (or New Decade) Goals. Sorry, we can’t help you with losing weight, finding your dream job or that special someone, but get your financial house in order and you never know what else might come your way.

When Starting Fresh Means A Change Of Address

When we met Laura, she was in the process of selling the townhouse she owned with her ex-partner. It was the final piece to their separation, and she was hoping to use her portion of the sale for the down payment on a small condo for herself.