Weekend Travel Still Needs Insurance

According to data from insurers, almost 99% of Canadians who take one or two-day trips out of province don't purchase travel medical insurance. During the summer, these kinds of quick weekend trips are more frequent. When you're planning your getaway, including travel insurance is one way to make sure you enjoy the fun without worrying about an accident happening.

From Debt to Dream Home

Mark and Sarah were a fairly typical couple when we met them 5 years ago.  He worked in the trades, while she was in customer service, both with full time hours and a steady household income. They were moving from a condo to a family home, and everything went smoothly through their mortgage process.

Build Your Real Estate Portfolio

Balance Risk, Return, and Rental Properties

When we originally met Stuart and Evelyn, they were looking for help to buy their first home, which included a suite they could rent as a mortgage helper. They had managed to save quite a large down payment, and so only needed a low loan-to-value mortgage to complete their purchase. Stuart and Evelyn were happy when we secured them a 5-year variable mortgage that offered an amazing starting rate. As with all of our variable mortgage clients, we promised to stay in touch if the prime interest rate rose at a faster pace than fixed mortgage rates.

Opening an RESP with Auxilium Insurance

Looking for a way to celebrate a great test score, a successful report card, or the end of yet another school year? Investing in your child’s future with an RESP can be a wonderful way to show them how much you value their work and give them more opportunities to succeed in the future.

When Plans Fail, You Need Support

A Rent-To-Own Agreement In Trouble

Several years ago, Drew and Lori entered into a rent-to-own housing arrangement. They had been working on rebuilding their credit after a series of professional setbacks and a family medical emergency racked up their debt.

Federal Budget 2019 Offers Help For First Time Home Buyers

In the Housing section of Canada's federal budget released on March 19, 2019, the greatest emphasis is on the affordability of housing for first time home buyers. First, the straight-forward news: effective this year, the Home Buyers' Plan that allows Canadians to withdraw funds from their RRSP to buy a home will be increased to a limit of $35,000. If you've been diligent in using this saving product, it could work to your advantage when it's time for your down payment.

Smoking & Your Life Insurance Coverage

It's a sober truth that people who smoke are more likely to have ongoing health problems and a shorter lifespan than non-smokers, making them more of an insurance risk. As a result, life insurance for smokers comes with higher premiums. This can lead to smokers being uninsured or under-insured compared to the average Canadian.